Home
First Independence Bank Has Assumed All Deposits and Assets of Metropolitan Capital Bank & Trust
Following a transaction facilitated by the Federal Deposit Insurance Corporation (FDIC) on January 30, 2026, all deposits and assets of Metropolitan Capital Bank & Trust were assumed by First Independence Bank, Detroit, MI. Our former Chicago location has reopened as a First Independence Bank branch and continues to operate during normal business hours, offering both in‑person and digital banking services. This transition ensures stability and continuity for our customers while maintaining ongoing support for the individuals, businesses, and communities we proudly serve.
Continue to access your Metropolitan Capital Bank & Trust accounts through online banking during this transitional period:
Beware of Scams: If you are concerned about becoming a victim of fraud, be advised that you will not receive any communication from the FDIC requesting any private information. Be watchful for and resistant to any scams to obtain information from you by individuals or entities stating they are acting on behalf of Metropolitan Capital Bank & Trust, First Independence Bank, or the FDIC.